Research Topics

American Society

The purpose of this paper is to discuss the different issues with regards to hate crimes. It will specifically state the different definition of the word hate crime and the different kinds of hate crime prevalent in the society. It will also attempt to state important laws and regulations that punishes and penalizes perpetrators of hate crime.             Although experts commonly agree that hate crime is prevalent in American society, these same writers, lawyers, sociologists and experts do not agree on the true and total definition of hate crime. The Congress of the United States defined hate crime as a crime in which “the defendant’s conduct was motivated by hatred, bias, or prejudice, based on the actual or perceived race, color, religion, national origin, ethnicity, gender, sexual orientation or gender identity of another individual or group of individuals” (Kelly, 1998, p. 110). Meanwhile, other police organizations the United States define hate crime as criminal offenses committed against persons, property or society that is motivated, in whole or in part, by an offender’s bias against an individual’s or a group’s race, religion, ethnic/national origin, gender, age, disability or sexual orientation (Jacobs, 2001, p. 59).  In legal parlance, the term hate crime is diversely defined throughout the United States. The District of Columbia defines hate crime as crimes in which victims are selected because of a perpetrator’s bias against a victim’s perceived race, religion or ethnicity (Levin, 2001, p. 98). However this definition is different when compared to other states in the Union since these states define hate crime in which the victims are chosen because of his/her sexual orientation (Levin, 2001, p. 100). The California Penal Code section 422.6 offers a wider interpretation of hate crime, defining it as those acts “committed because of the victim’s actual or perceived race, color, religion, ancestry, national origin, disability, gender, or sexual orientation (Perl mutter, 1999, p. 210). The law against hate crimes punishes actions considered criminal by using force or threat of force in order to injure, intimidate or interfere with a person’s civil rights. State hate crime laws in the United States vary immensely in wording and in their definition of the phrase hate crime. Some laws employ a language of civil rights as can be seen in California when it adopted an “Interference with Exercise of Civil Rights” statute that states that no person, whether or not acting under the color of law, shall by force or threat of force, willfully injure, intimidate, interfere with, oppress, or threaten any other person in the free exercise or enjoyment of any right or privilege secured to him or her by the constitution or laws of this state or by the Constitution or the laws of the United States because of the other person’s race, color, religion, ancestry, national origin, or sexual orientation (Hawkins, 2003, p. 165). In contrast, some states employ the language of “ethnic intimidation or malicious harassment.” In 1983, for example, Idaho adopted a “Malicious Harassment” law that declares it shall be unlawful for any person, maliciously and with the specific intent to intimidate or harass another person because of that person’s race, color, religion, ancestry, or national origin to cause physical injury to another person, damage and destroy, or deface any real or personal property of another person (Hawkins, 2003, p. 201). Another law that is against hate crime is Bill SB 1234 passed by the California legislature. In this piece of legislation passed by the California legislature, persons of all sexual orientations are protected from hate crimes (Perry, 2005, p. 51). One strong objection with regards to this law is the act of criminalizing incitement to violence if a hate speech would result in physical harm for the protected group of individual (Perry, 2005, p. 52). This law therefore criminalizes the act of inciting violence if the probability of harm is high. Although this law is passed in the legislature, other interest groups are against this law since in their view it restricts and obstruct the practice of free speech as mandated by the First Amendment. It is said that this law against hate crimes is an attack upon the religious freedom in the United States because the law punishes the thought and ideas of an individual and not the wrong or criminal act (Perry, 2005, p. 53). This law as stated by groups that are against this hate crime law is an attack on the ability of an individual to criticize and comment on certain groups of people, In 1990, President Bush signed the Hate Crime Statistics Act that requires government officials specially the Attorney General to collect statistical data on crimes that manifest evidence of prejudice based on race, religion, sexual orientation or ethnicity (McDevitt, 2002, p. 87). Since this law is primarily concerned with data gathering, it merely requires the Attorney General to collect and to make available to the public certain statistics on hate crimes (McDevitt, 2002, p. 77). Although data collection with regards to hate crime is important it does not answer the need to develop an effective policy that can be used by the federal government in prosecuting and punishing hate crime offenders. Supporters of this law meanwhile argued that mere data collection could help law enforcement officials in measuring trends, fashioning effective responses and designing prevention strategies (McDevitt, 2002, p. 100). In 1994, Congress passed two more laws that deal with hate crime. The Violence against Women Act specifies that “all persons within the United States shall have the right to be free from crimes of violence motivated by gender” (McDevitt, 2002, p. 109). This law also allocated over .6 billion for education, rape crisis hotlines, training of justice personnel, victim services especially shelters for victims of battery and special units of police and prosecutors to deal with crimes against women (McDevitt, 2002, p. 110). Congress has also passed the Hate Crimes Sentencing Enhancement Act. This law identifies eight predicate crimes–murder; non negligent manslaughter; forcible rape; aggravated assault; simple assault; intimidation; arson; and destruction, damage, or vandalism of property–for which judges are allowed to enhance penalties of “not less than three offense levels for offenses that the finder of fact at trial determines beyond a reasonable doubt are hate crimes” (Greatened, 2003, p. 207).  For the purposes of this law, “hate crime” is defined as criminal conduct wherein “the defendant intentionally selected any victim or property as the object of the offense because of the actual or perceived race, color, religion, national origin, ethnicity, gender, disability, or sexual orientation of any person” (Greatened, 2003, p. 208). Although broad in form, this law addresses only those hate crimes that take place on federal lands and properties. Many oppose hate crime laws, stating that imposing a greater penalty on an act committed in hate would thus make hating illegal (Levin, 2001, p. 98). Some Americans feel this to be a direct infringement on First Amendment rights. Others argue that such legislation provides special status to certain protected groups. They also say that distinguishing a hate crime requires reading the mind of the accused, a dubious prospect at best and perhaps not something that should be considered when deciding on punishments. In short, critics argue that hate crime legislation criminalizes thought and also clearly violates the Fourteenth Amendment by denying “equal protection of the laws”. In addition, hate crime prosecutions seek to punish an individual for motive rather than intent. For example, the difference between first or second-degree murder is intent, not motive (Kelly, 1998, p. 100). It is also said that hate crime laws are largely unnecessary, as a crime committed solely on the basis of hatred of a group would already be punished harshly by the justice system. If no argument could be made in mitigation, thereby reducing the culpability of the offender or the seriousness of the offence, the offender would be sufficiently punished to the full extent of the law. Others support hate crime laws, stating that by enacting them individuals would face greater discouragement from committing hate crimes. They also point out that all laws are subjective, and that if society can determine that one crime deserves more punishment than another then it can also determine what motivations deserve harsher punishments (Jacobs, 2001, p. 129). Some supporters reason that one who can be moved to violence by hatred of a class of people presents greater danger to society than one who merely hates an individual. Their position states that if normal punishments are inadequate deterrents, then additional punishments may deter crimes motivated by hate. Other proponents of hate crime legislation consider that politically correct or socially sanctioned hate is a problem, and that legislation will need to explicitly cover those often deemed less worthy of protection (Perl mutter, 1999, p. 59). Another argument sometimes advanced by supporters of hate-crime laws are that violent acts motivated by political or similar reasons are characteristic of earlier, less enlightened societies, and toleration would result in regress. Proponents point out that it is not unusual to make thoughts or states of mind elements of a crime (Perl mutter, 1999, p. 45). Credit:ivythesis.typepad.com

American Society

The purpose of this paper is to discuss the different issues with regards to hate crimes. It will specifically state the diffe...

Induction Training Programme And Its Effects On Employee Performance In An Organization

INDUCTION TRAINING PROGRAM AND ITS EFFECT ON EMPLOYEE PERFORMANCE IN AN ORGANIZATION       Induction training is probably one of the most important parts of training in an employee’s life. This is usually done as an initial preparation training for new employees before they are deployed to their job proper, most companies do conduct induction training depending on the new employee’s position and their objective is not just simply to orient them but to help them familiarize in their job with the goal and objectives of the company, meet their co-employees to create ties, socialization and teamwork. In a deeper perspective there are companies who must need to conduct a thorough training program for new employees in order to protect their privacy, boost their moral or in order to deliver expected output coming from new employees.       There are also companies that needs to orient them in order to meet health and safety measures that is highly needed in their job, these are the companies who handle delicate products and services that they need as much as possible zero errors for their employees or it will cause a tremendous harm to their customers and to their people like hospitals, nuclear plants and laboratory. Good induction training may not be too short or too long and it should include employee’s duty and responsibility, health and safety procedure, rights and privileges, job function, standard operation procedures and many other important factors that can affect the organization performance.       Usually the immediate Supervisor will be the one to handle the training and the employees are expected to enhance their performance in the latter time after the training. Employees should take advantage of the opportunity of the training for their own benefit because this part will make or break their performance since most companies do not have much time to repeat such training. A good training program should be highly appreciated for them to grow. Induction training saves time and money on the part of the company and new employees. After the training the employees should understand their position, their job function, the usual culture of the company, what department they should belong and most of all the goals and objectives of the company and the rules and regulations provided to them in the training. The effects of the training should be usually positive if done in a proper sense.       The impact of the induction program to new employees should be efficiency in employees in their initial performance and their participation, the induction program should create a positive image in their mind and they should be motivated after the training. Team work or immediate cooperation among workers should be sought as much as possible and this are the usual possibilities expected after the training. Most companies do not necessarily expect an immediate familiarization among new employees but what they need to see is their interest to focus on their job is there.       The effect of induction training program in sensitive companies should be reduced risk potentials and productivity as we mention earlier in a delicate organizations like Chemical plants etc. the good induction training program will provide new employees with the proper knowledge to eliminate faulty decision making process while at work. In a manufacturing organization such as factories, plants and others the effect of induction training is also a reduced risk and bad production and elimination of waste materials coming from improper production from employees. In a garment factory the result of induction training from non expert workers really eliminate improper sewing of garment or irregular use of materials that goes into trash while a bad induction training usually causes damages from using materials that is not applicable, therefore the employees should be highly oriented in the work and job responsibility.       In the case of Management induction of new employees they will usually submit to authority and they will know their limitation since it was thoroughly oriented. Sometimes a new employees can also commit mistakes of insubordination, production damages and other errors but usually companies let them commit a valid error from new employees but not to the extent that can create harm to their property and morality or the company will be at risk. In this case the employees may need re training or transfer of department, worst they should be replaced or removed in their position.       In the sales organization the focus of the induction training is familiarization of products and services they need to sell to their customers, the benefits of the products and how to handle or create a rooster of potential clients, deliver a good presentation, the manner of salespeople of how they dress, speak and conduct selling techniques. The induction of most salespeople is usually depending of what they sell but usually briefed and focused. The effect of the training is again usually positive, on my own personal experience the training of most salespeople are continuous and habitual in order for them to demonstrate a really positive image of the company they represent in the eyes of the customers and usually the effects of this training is a good attitude, good communication skills, personality development that they will boost their moral as a sign of acceptance and basically good sales performance coming from new employees.     Credit:ivythesis.typepad.com

Induction Training Programme And Its Effects On Employee Performance In An Organization

INDUCTION TRAINING PROGRAM AND ITS EFFECT ON EMPLOYEE PERFORMANCE IN AN ORGANIZATION Induction training is probably one of the most...

ESSAY ON THE BRAIN

The brain is the organ of thought and feeling. As others say, having a brain is what makes the human to be different from other creatures of God. Parts of the brain include the three main divisions; the cerebrum which is the front part of the brain which forms about 85% of the weight of human brain, the cerebellum is found at the back area of the cerebrum which is in charge of the balance, posture and coordination of movement, and the brain stem which attach the spinal cord and the cerebrum. Other parts of the brain also include the hemisphere which is separated into four lobes: the frontal lobe, the temporal, the parietal and the occipital lobe. The medulla or the medulla oblongata is another part of the brain that controls the breathing, heartbeat, and other works of the brain that are vital to life. On the other hand, the thalami receive brain impulses while the hypothalamus regulates body temperature, hunger and internal conditions. Endocrine, limbic system and nucleus accumbens are also connected the brain to other organs of the body. Credit:ivythesis.typepad.com

ESSAY ON THE BRAIN

The brain is the organ of thought and feeling. As others say, having a brain is what makes the human to be different from other creatures ...

Insights regarding the employees’ asset allocation strategy

Chapter 4 Research Findings and Analysis   This part of the dissertation will present and analyzed the gathered information from the employees and  employees. Herein, the result of the survey questionnaires and interview process given to the chosen respondents will be discussed.  To ensure ethical considerations, the purpose, the significance, as well as the objectives of this dissertation relayed to the participants prior to the distribution of the survey questionnaire and interview. In addition, the respondents were also assured that all the information that they had given are solely for the purpose of the study while their identities would remain confidential. All questions asked in the survey questionnaire pertain only to the respondents’ insights regarding the employees’ asset allocation strategy. For a comprehensible presentation, the findings from the survey are presented in graphs and tables. To provide an accurate flow of discussion, findings are also divided into sections. The first section will discuss the summary of the demographic profile of the respondents who participated in the study. The discussion of the perception of the employees () who took part in the study about their allocation strategy preferences will be discussed on the proceeding part of the research.  The next part will discuss the perception of the respondents regarding their choice of an investment allocation strategy. The third and last part will discuss the factors that influence the employees in choosing an investment allocations strategy and the analysis of the  to know whether there is a difference in the investment asset allocation approach of the employees.   Part 1: Demographic Profile             This part will discuss the demographic profile of 102 individuals who answered the survey questionnaire sent by the research. The description of the respondents includes their gender, age, educational background, occupation and monthly average income. Frequency Table 1       Figure 1               The figure above presents the distribution and frequency in terms of the age of the participants. Herein, it shows that 35 (33%) of the total respondents are 51 above and 24% belongs to 31-35 and 16 (16%) belongs to 46 to 50. this means that most of the employees are adults who are more experienced when it comes to knowing where to allocate their assets. Frequency Table 2         Figure 2     Figure 2 shows the distribution of the employees who participated in the study in terms of gender. Herein, it shows that 88(86%) were male and 14(14%) were female. This may indicate that males are more interested to participate in survey and researches than women. Frequency Table 3           Figure 3               The figure above displays the educational attainment of the respondents of this study. The data gathered revealed that 66 (64%) out of 102 respondents are graduate and 19 (19%) are post graduate. Only 17% of the respondents have not been able to finish their studies. This could indicate that the respondents chosen in this research have a good education which may help them understand more the issue and objective of the study.   Frequency Table 4           Figure 4                           The collated data from the 102 employees have revealed that 54 (52%) of them are working for above 15 years while 18 (18%) are working for 6.1 to 9 years. Some 10 (10%) of the total respondents are working for 3 years and below while other 10 (10%) are working for 9.1 to 12 years. This indicates that majority of the employees are working for a long time to presume that they have enough assets to allocate or used for investments.   Frequency table 5       Figure 5             The figure above presents the monthly income of the respondents, herein, it shows that 63 (61%) of the respondents are earning RSM 20000-Rs29999 and the 39% are earning more than that. This data could imply that most of the respondents have a high salary which made them have more assets to be allocated and invested.   Frequency Table 6     Figure 6             The figure above presents the types of employment/service where the participants belong. Herein, it shows that half of the respondents 52% are working at government agencies and department while the other 50% are working at  and private employment. Such result shows that each of the group has an equal representation for this study.     Part 2: Perception of the Respondents             This part of the paper will discuss and analyze the perception of 102 respondents who participated in this study. The discussion will focus on the asset allocation strategy used by the respondents and others factors.             A. Investment allocation used by the Respondents Frequency Table 7     Figure 7   The table and figure above presents the asset allocation strategy used by the respondents.  Analysis shows that 31% of the respondents are using fundamental or technical analysis and 26% preferred the strategic asset allocation approach. It is also revealed that 23% are using other asset allocation approach while some uses Tactical and core-satellite approach. Analysis also revealed that there are 6% of the total respondents who do not use any asset allocation approach. B. Reasons why the respondents such investment asset allocation strategy Frequency Table 8       Figure 8                   The table and figure above presents the answers of the respondents when it comes to the reasons that they consider on choosing the investment strategy. it shows that most of the respondents (28%) did not provide any answers on their reasons for choosing the strategy they use. Furthermore, it shows that some of the respondents are relying on the safety of the measurement and safety of the assets with the allocation strategy they used. The result indicates that most of the respondents choose asset allocation approach that will safeguard their assets and that they have better insights and understandings.             C. Factors Influencing the Respondents to Choose Investment Strategy Frequency Table 9   Figure 9                   The table and figure above presents the distribution of the respondents in terms of the factors that influence them to choose their investment strategy. Among the top three influential factors are monthly income (31%), their savings (25%) and age and monthly income (16%). This indicates that respondents choose their investment strategy based on how much they earn and how much their savings are. Other factors are their occupation. There are respondents that consider the combination of these factors as the aspects the influence them in choosing their investment strategy.                 D. main concern in having an investment asset allocation Table 10                   This dissertation also attempts to determine the main concern of the respondents in considering investment asset allocation. Based on the data collected, analysis shows that most of the respondents are uncertain on whether investment asset allocation enables them to plan for their future. They are also not certain on whether investment asset allocation helps them identify the risk and minimize it as soon as possible and they are also uncertain on whether in could be a key component in helping them achieves their financial goals and objectives. All in all, majority of the respondents are not certain on their main concern when choosing investment asset allocation.    E. How the respondents allocate their assets Table 11               The researcher also attempts to determine how the employees allocate their assets. Herein, the data analysis revealed that most of the respondents are not certain on whether they allocate their assets on Indian stocks and through cash and they disagree that they allocate their assets through bonds. This result indicates that most of the respondents do not really know where they allocate their assets.   Part 3 RISK ANALYZER               This part of the paper intended to know the tolerance of the clients when it comes to risks. The perception of the clients about different statements and issues will be highlighted in this part.   E. The number of years the respondents has until retirement   Table 12     Figure 10   The research also aims on identifying the number of years that the respondents have until retirement. Based on the analysis 35% of 102 participants revealed that they have still 15 years or more before they retire. On the other hand, 53% revealed that they still have 5 to 15 years before they retire and other 13% mentioned that they still have 3 years or less to 5 years before they retire. Since most of the respondents are still young adults, their age affects the result of this issue.   F. Present Job Business of the Respondents Table 13       Figure 11 The dissertation attempted to determine the present job business of the respondents. The researcher attempted to know the perception of the respondents about this to determine how secure and stable their present job is. Based on the analysis, the data revealed that 37% of the respondents believed that their present job is relatively secure. 34% of the respondents reveal that their present job is secure and 20% is not dependable. There are 2 respondents who mentioned that they already have enough wealth. The result indicates the majority of the respondents have a secure and stable job and some are ensure of having stable future.   G. Expectation on how the future earnings would be Table 14         Figure 12     The table and figure above shows the perception of the respondents on their expected future earnings. Herein, it shows that 56% out of 102 respondents that their expectation on their future earnings is it would keep pace with inflation. On the other hand, 24% have mentioned that it would somewhat ahead inflation and 11% have indicated their earnings would not be able to keep pace with inflation. Based on the result, this implies that most of the respondents are earning more and that they are expecting increase of earnings in the future.   H. Describe yourself as a risk-taker Table 15       Figure 13     The figure and table above presents the analysis of the data with regards to the perception of the respondents when describing themselves as a risk taker. In this analysis, it shows that 51% of the total respondents can take calculated risks while 26% of the respondents have a low risk taking capability. The distribution also shows that 15% of the respondents do not answer the queries and there are 5% who are extremely averse to risk while 4%admit that they are careless when it comes to risk taking. This indicates that majority of the respondents are risk takers and they are willing to take challenges.           I.  Knowledge on Finance Table 16         Figure 14     The researcher also intended to determine how good the knowledge of the respondents is when it comes to finance. Based on the gathered data, 58% admitted that they do not have enough knowledge about finance but they update themselves through media and news. 21% have mentioned that they have limited knowledge about stock market movement. The data also revealed that 9% of the respondents noted that they are proficient in financial and 4% mentioned that they are expert in the field of finance. In this study, 9% of the respondents revealed their ignorance when it comes to finance. This indicated that majority of the respondents are not knowledgeable enough to make decisions when it comes to financial matters.   J.  If you lose your job or stop working today, how long do you think your savings can support you? Table 17     Figure 15         Table 17 and Figure 15 presents the distribution of the respondents in terms of their perception with regards to the query on how long do they think that their savings can support them. Herein, it shows that 52% of the respondents believed that their savings can support them for 3 months to 6 months.  21% believed that they will be saved from a year to 3 years and 19% believed that their savings can only saved them for less than 3 months and only 1% believed that it can support him in more than 3 years. The result indicate that majority of the respondents can be considered to have inadequate savings that can support them if ever they will lose their job.         K.  If you had Rs.50, 000 to invest, which of the following choices would you makes? Table 18         Figure 16 The table and figure shown above presents the distribution of the respondents on their perception about their investment if they have Rs. 50,000. Herein, 32% out of 102 respondents have mentioned that they will put their money in the bank fixed deposits and bonds, mutual funds and shares. 20% said that they will put their money in the combination of mutual funds, shares and bank deposits and bonds, 18% want to invest in mutual funds and 16% of them wan to invest in shares. Some 12% want to put their money in the Bank fixed deposits and bonds. The result indicates that most of the respondents want to invest their money on banks, shares and mutual funds to protect their investment and to earn more from these investments.                                                    L.  You have a market tip on the price appreciation of certain scrip, you: Table 19       Figure 17   The table and figure above presents the distribution of the respondents regarding their perception in terms of the market tip on price appreciation and investments. Herein, it shows that 57% of the respondents would do some enquiry and analysis first before they would decide. 25% of the total respondents would invest if their source of the tip came from the experienced and expert, 10% of the respondents don’t rely on their decisions on tips and 5% would want to invest but don’t have firm decisions. The result indicates that most of the respondents would want to think firmly before they would decide on spending even if there is a market tip available for them. Analysis shows that respondents would want to ensure first on whom the tip came from.   M.  You are on a TV game show and you win Rs.10, 000. You have a choice to keep the money or risk it to win a higher amount, you: Table 20       Figure 18   Table 20 and Figure 18 present the percentage of the respondents in terms of their perception on game of chance and on whether they would risk their money to win more. The data revealed that half (50%) of the respondents would risk their Rs. 10,000 on a 50% chance of winning Rs30,000, 21% are happy with their earnings of Rs. 10,000. and the remaining 13% and 12% would want to risk their Rs10,000 on a 10% and 25% chance of winning Rs 100,000 and Rs75,000 respectively. This indicates that half of the respondents would want to take risks of 50% to win 30,000 and only few wanted to take risks on winning 100,000 and 75,000. This further implies that most of the respondents are not risk taker since 21% are happy with what they earned.   N.  Which one of the following best describes your feeling immediately after making an investment, you? Table 21     Figure 19 The table and figure above provides the perception of the respondents on their feeling after making investments. Herein, it shows that 65% of the total respondents are satisfied and content with their decision whenever they are making an investment. 21% are not bothered with their decision and 12% noted that they are not sure whether they made the right decision. This indicates the majority of the respondents know what they are doing and contented with their decision whenever they are investing.     O. the stock market has dropped 25% and a share that you own also dropped 25%, but the market expects the share to go up again. What would you do? Table 22       Figure 20             The table and figure shows the percentage of the respondents in their perceptions on decision making when the stocks dropped or decreased. Herein it shows that 48% of the respondents would keep their stocks because of their fear of booking loss, 20% would keep their stocks and expect that the price would reach the earlier level. 20% would think that they would be careless in decision making and 10% will buy more of the tasks. It shows that most of the participants are afraid of losing their investments.   P. You have a substantial sum of money spare for about 6 months after which you need this sum to repay a loan, this sum is currently not invested anywhere. You would: Table 23           Figure 21   The researcher attempts to determine the decision making approach of the respondents. The table and figure above presents the investment decision making process approach of the respondents. Herein, it shows that 34% of the respondents would keep their money in Bank fixed deposits or open ended mutual funds. 24% would invest their money in open ended equity oriented mutual fund and 19% would invest in the combination of all meaning they would invest in in Bank fixed deposits or open ended mutual funds and in open ended equity oriented mutual fund as well as shares. 16% would invest their money in equity shares. The data revealed that most of the respondents would want to invest the money.     Q. You are financially responsible for (exclude dependants who can be supported by your spouse’s income) Table 24         Figure 22   This research also attempts to determine the financial responsibility of the respondents. The table and figure above shows the financial responsibility of the responders. it shows that 35% of the respondents are financially responsible for 2 to 3 other persons, while 32% are supporting one person beside themselves. 21% noted that they are only responsible for themselves and 6% are financially responsible for more than 5 people. The result shows that most of the respondent only provides financial support for themselves up to 3 individuals which mean that in terms of financial responsibility, the respondents are more competent.   R. You’re Perception of Risk Tolerance Table 24           Figure 22                   The risk tolerance of the respondents were also analyzed and it revealed that 85% of the total respondents have medium risk tolerance and 14% have low risk tolerance. This indicates that majority of the respondents have the capacity to tolerate or manage risks.   Part 3. Statistical Analysis: Analysis of Variance                         To determine the differences between the employees in terms of their investment asset allocation approach, the researcher conducted in each variable (asset allocation strategy, reasons, factors and main concerns).  This part of the study discusses the variation of perception of respondents/employees regarding the aspects that affects their selection of investment allocation strategy, reasons, main concerns, their present job and the approach they used. Table 25     Table 25a       Discussion Here   Table 26         Table 26a       Discussion Here   Table 27             Table 27a               Discussion Here   Table 28           Table 28a         Discussion Here   Table 28b       Discussion Here Table 28c             Discussion Here Table 29               Table 29a         Discussion Here Credit:ivythesis.typepad.com

Insights regarding the employees’ asset allocation strategy

Chapter 4 Research Findings and Analysis This part of the dissertation will present and analyzed the gathered information from the em...